The Idea Factory


When and where are the best places to get ideas, or refine them so that you can act on them? For me it is in the shower.

The Idea Factory

The Idea Factory

Like you, I am a very busy person, I have multiple business interests and time to focus on the big picture is often hard to find. I have a daily plan that I work through, I’m big on scheduling, task lists and making sure I achieve what I want from each day, but what is really important is working on the business as well as in the business and the same with my personal life.

I let my subconscious work while I sleep and when I wake I have a mind full of new ideas. Before I give it free reign, I add to the melee by listening to a podcast on my iPhone while I shave. At the moment I have been listening to a lot of This Is Your Life podcasts by Michael Hyatt. I find they put me in the right frame of mind.

I also have Evernote running in background mode and often during a shave, or while I’m toweling down after my shower, I race to a towel  dry my hands and add a task, a thought or a URL into the appropriate notepad, so I don’t lose it. As a songwriter, I learned long ago that you can have some great moments of inspiration, only to lose them again when you are distracted by life.

So here are my thoughts for you as a busy person. You probably have great ideas in the shower too. Make sure that you are in a position to make sure that you don’t lose track of them. The thing about the first shower of the day is that your mind hasn’t yet been cluttered, its at its most creative, at least for a morning person like me.

So where is your idea factory? Where does your thinking cap work best?

 

 

 

A Kiwi Augmented Reality Location Based Game

Reblogged from Imersia NZ:

Click to visit the original post
  • Click to visit the original post
  • Click to visit the original post

Imersia has created Finga Footy, a free Android and iOS game which shows off both Augmented Reality (AR) and Location Based Services concepts that you can play on your mobile or tablet. 

You can get the application by scanning this QR code with your mobile, or follow this link.  It will provide you with the link you need for your mobile operating system.

Read more… 403 more words

Give it a try and let me know what you think?

Will Bitcoin Become the new Cash?


I’ve written a number of times about mCommerce and digital wallets. Now we have loads of companies offering services for electronic payment. These include the Apple Passbook, and many apps using NFC or other means to exchange money. The key thing that joins the hundreds of apps available is that they are legitimately tied to credit cards and banks. As such they provide audit trails and of course tie the world economy together as much as that is possible.

In the future I have postulated that actual paper money will decline and potentially phase out. I could see that happening in New Zealand faster than many other countries. We only have a small number of banks and clearing houses and as such were able to be the first country to mass adopt EFTPOS in the retail environment. Many people no longer carry cash.

However there is of course the grey market and one of the challenges there, is that people who do not want their money transactions audited. There is a global economy like this. People who are paid under the table for their work, people who deal in illegal activities such as drug sales, stolen goods and others. There are also people who just want to opt out of the system or at least flip it the bird. Cash of course can work around the system easily, there is money laundering and people will accept cash for most things as I experienced a few years ago when I watched a guy buying a used Ferrari with folding money he pulled out of his denim jacket pocket.

Much of this money circulates around the system but not through it and this is a challenge if hard cash currency ceased to exist. Or is it.

Yesterday I was on my way to a Microsoft Cloud presentation (which I will blog about on one of my blogs) either SoLoMo Consulting, or Imersia). I was a little early, so I sat in my car and read the latest awesome TNW Magazine on my iPad. Its a great magazine which I recommend you read if this blog is of interest to you, because it is the Money issue. There I learned about Bitcoin.

Bitcoin is “Bitcoin is an experimental new digital currency that enables instant payments to anyone, anywhere in the world. Bitcoin uses peer-to-peer technology to operate with no central authority: managing transactions and issuing money are carried out collectively by the network. Bitcoin is also the name of the open source software which enables the use of this currency.”

Effectively here is no bank, no fees, no audit trail. There are all sorts of businesses, even retailers, who will accept payment in Bitcoins just as businesses accept payment in other forms of money, such as Bartercard Dollars. The difference again of course is that Bartercard still connects to the banks, has an audit trail and the Governments continue to collect their taxes.

Ultimately my question is, will Governments allow this sort of  ”experimental currency” to continue? Can they stop it? It appears to already have a massive following. You can buy a coffee with it, you can play poker with it. There are sites where you can buy and sell Bitcoins such as Mt. Gox and there ar others too, although I noted that one of those has dissapeared and I noted a story there that Barclays had stopped allowing people to trade with them.

So what happens if the authorities stop Bitcoin? (assuming Google or someone else don’t buy them, but Bitcoin does seem to have an anti-establishment feel to it, but it could be all about the money).  Well there is also Dwolla,  LibertyReserve, and a host of other systems. I suspect that as cheap smartphones gain mass adoption in the blue collar world, there will be more interest and demand for ways to continue to do ‘cash deals’ without cash.

Futurists are talking about the Local-Global Duality with shifting borders and changing geopolitical landscapes. The one thing keeping us together as countries, or pulling us apart is money. Financial institutions and Governments  are struggling to maintain a status quo that will keep countries running. As countries grow deeper in debt after the GFC people rush to take their money out of the banks for fear of losing it altogether, which in turn intensifies the crisis.

Farmville Tractor

ex

I’m not saying I agree with currencies like Bitcoin. I still want my roads and infrastructure, order and safety in my community. I believe that one way or another money from illegal activity still works its way back in, like the guy I watched buying a car for over $30,000 in folding. I do suspect however that we will see a proliferation in ‘currencies’ like this in the future. I also suspect that the criminal elements in our societies could be the ones with the most to gain from them, but also that there will be many scams which will be developed to trick people in giving up real money for virtual currency which they will never be able to repatriate. Silly really, when they can legally create computer games and sell virtual stuff and pay tax on legally earned activity with much less risk.

My 3 Essentials for the US Road Trip


My Thrifty Rental

I’m going to go into more detail continuing from my previous US road trip blogs, but I want to start with the 3 items that were critical to the trip. Actually it should be 4 because the first thing is you can’t do a road trip without a vehicle. I booked an SUV with Thrifty Car Rentals, online. I have to admit some trepidation with this because they were less than half of the price I had been quoted by a number of New Zealand travel agents. I needn’t have worried. These guys were super professional from start to finish and I highly recommend you use them. Even with a queue we were done with the paperwork in about 15 minutes. We were then told to take our pick from a variety of Fords and Jeeps. We chose the Ford Explorer in the picture because it had tinted windows to hide prying eyes from the fact that we had all our luggage on board much of the time.

So back to my list:

  1. Car Navigation. I downloaded USA maps on to my TomTom GO LIVE 820 before we left. For a long trip the cost of renting car nav is probably more than buying one. I didn’t realise I could have also downloaded live services, which would have been awesome and solved some of the problems I had along the way, but nevertheless, our trip would not have been possible without TomTom. One lesson I learned in setting it up was that the file was way too big to go on the device, but when I put a SD Card in the slot it installed so easily I was worried that I had done something wrong. I hadn’t, it just worked. Grateful thanks to TomTom. It guided me to all the places I needed to go (I changed the voice to American, Kiwi and Australian didn’t really cut it with names like Lake Ponchtrain)
  2. My iPhone. I will go into detail in upcoming blogs about all the apps I used on my iPhone and why, largely because there were no single apps that could tell me what I needed to know about attractions, accomodation, food etc. This is great for the development community, but if I was’t a geek, we would have missed out on so much and probably have been dissapointed with our ability to meet our bucket list expectations. Not only the apps, but also the ability to stay in contact with family at home, using a combination of voice and data apps including Facetime, Skype and Voxer.
  3. A USA SIM Card. We spent about 2 hours in New Orleans getting a local SIM Card. Thanks are required to the team at Keep N Touch on Canal Street who were awesome. Our first trek into town was to Riverwalk Mall, thinking it should be easy to get a SIM card but the two mobile shops there could help us, but they only sold mobiles and accessories. Someone in the mall told us to go up Canal and there would a store there which could help us and they were right. The whole team from the store at Keep N Touch rallied around us for a $50 prepay card from H2O for my iPhone. First they had to take a micro SIM out of one of their phones to see if my phone was locked, then set up an account for me, then help me get it working. $50 got me unlimited calls throughout the USA, unlimited text messaging throughout the USA and 2GB of data! It worked pretty much flawlessly everywhere we went, while my wife’s Vodafone mobile had coverage less than half of the time.

I’m going to write a lot more about mobile and location based apps in upcoming blogs, but basically these were the essential elements without which we would not have enjoyed our trip half as much and you would do well to do the same as we did. The other item I will mention is that we have a service on our Orcon telephone and Internet account (I haven’t had a good run with them, but this one feature was great) giving us free calls to the USA for up to an hour at a time including US mobiles. Once we had the SIM set up, our children were able to call us on mobile, within the constraints of the time zones and we used it a lot.

How Did the Telco’s Do in the Christchurch Earthquake


So when the quake hit Christchurch, what happened to telecommunications? Naturally in an emergency people need to communicate and there were some interesting situations. In an earlier blog I wrote about your emergency kit. So here are some interesting lessons from Christchurch and any other emergency situation:

Without electricity portable phones don’t work. If your phone requires a transmitter from the junction box to your portable, it’s not going to be transmitting anything. Many people still had copper phone lines even though they didn’t have electricity. Analogue phones still worked and Telecom in my opinion did an awesome job getting people to donate their old phones and shipping them down to Christchurch. I wonder if anyone has taken up the opportunity to start importing old style analogue phones into New Zealand, it must be a great medium term revenue opportunity!

Analogue Phone

With today’s Smartphones, not only did everyone rush to use their mobile to call their loved ones to check if they were ok, they were using mobile data, social networks, tweeting, sending photos and even video, which the media wanted to gobble up, but which clogged the networks for people wanting emergency services. I think the Telco’s did a pretty good job of getting generators to Christchurch and keeping comms up as much as possible, but they have created a bit of a monster that is only going to get worse. In chasing ARPU (Average Revenue Per User) they encourage us to find every possible way to connect on our mobiles, but then what happens if the mobile network gets congested? Obviously they need to work on increasing their emergency capacity as well as normal usage. They are our lifeline. How were they for you?

As I also mentioned in the emergency kit blog, if you’re trying to do all the things I mentioned above, your mobile battery is going to go flat and if you have no electricity that becomes a major problem. New Zealand has been way behind the rest of the world, or perhaps Kiwis haven’t figured it out yet, but we need alternative ways of recharging our mobiles in the absence of an electricity supply. There are lots of products that will allow us to do that. Car kits if we have access to a car. There are kits that allow you to use those conventional batteries you keep in your home and getaway kits (do you?) and also devices that hold enough charge for 2 or 3 charges and then get thrown away. I have one of those for my iPod which I purchased at San Francisco Airport, its brilliant!

Ipod Charger

Comparison Shopping


Comparison shopping on mobile devices has been around for a long time. I first saw apps pop up for Palm many years ago even before I had Bluetooth connectivity. Today things are even easier because of devices like iPhone and Android.

A couple of weeks ago I was listening to a Harvard Business Review Ideacast podcast with John Donahoe , which was refreshing  in itself because John had a refreshingly clear vision and understanding of what eBay is as a business, which is not about selling stuff on eBay. Have a listen for yourself. Any business should understand what it really does in order to be able to do it well. For example if you think a grocery store is there to sell groceries, or a car lot is there to sell cars, then you need to listen to this interview.

Anyway, he was explaining why eBay bought the company Red Laser, which reads bar codes through the camera on your iPhone or Android and lets you see information about the product and compare pricing at both other retailers and websites, such as Amazon and of course their new owner eBay.

This is really exciting, especially in countries like New Zealand where items such as books, which I buy a lot of, are really expensive, so shopping around makes a lot of sense. In that area, I have to say that locally I buy on impulse, when I see something I really want or when its on special. They are just too expensive otherwise. Of course if I had an iPhone or an Android, I could check in real time and see if it is worth buying now or paying the postage from the US.

It was really sad to hear that Borders is likely to file for Bankruptcy this month. They really are my favorite bookstore by far, even though I have complained that in NZ since Whitcoulls bought the local franchise, they are slowly turning them into bigger versions of Whitcoulls which pretty much defeats the purpose, although this situation may vindicate them.

One of the arguments sited for Borders’ woes is their failure to prepare for the growth of the eBook market. This may be true to some degree and it is inevitable that print media will follow the music industry. I’ve blogged about this before, which you can find if you dig into my tags. Print is expensive but there are lots of things that you can do. eBook readers is one, but for Borders I would have thought a great opportunity would be Print On Demand, because this can still  be done via the store and allow access to massive stocks without worrying about the costs of shelf space and aged stock.

Whoops, off on a tangent again. I was talking about comparison shopping. Yes there are loads of applications available, I’ve only picked on one. Mashable has a huge number of blogs on this topic if you want to find more.

So have a look at the Red Laser site, to see what what they are all about and watch the short video below from DizzyDougTV to see how cool this is. You don’t need a bar code reader, just the camera on your SmartPhone. Damn I do have to get an iPhone or an Android soon! Maybe I should set up a website with a PayPal (another eBay subsidiary) link called by Luigi a Smartphone:) Would you donate?

Footnote, a lot of people think of Smartphone apps as being the domain of men, but for women who love sales and special deals, this is one for you. I’ll leave the last word to CHIP Chick.