8 Technologies that will destroy how we do business


Unleashing the Road Warrior

Unleashing the Road Warrior

I want a 3D Printer and a Filabot. The are two items on my bucket list. I guess that means I’ll be printing plastic, but the Filabot of course means that I can recycle plastic, so that’s a good thing right?

I was reading an article in the July-August edition of my favorite magazine, The Futurist about Tomorrow’s Jobs. If you have followed my various blogs over the years, you will know that I am driven by working smarter rather than harder, so the story about Goldman Sachs prediction about 8 technologies that are forcing businesses to adapt or die obviously caught my eye. The quote was about 3D printing. If you have a look through some of my other blogs you will find stories about 3D printing military clothing, printing human organs, my friend Vik Oliver’s work with Reprap and others.

So I was naturally curious about what Goldman Sachs thought the other 7 were. I was thinking self driving vehicles, eBooks, virtual and augmented reality tourism and education, eGovernment and all those menial jobs that don’t require human understanding and problem solving skills. So in a nutshell to satisfy my curiosity and maybe yours. The other 7 are:

  • eCigarettes. I know a few people who use these and I was semi-tempted as someone who gave up smoking over 20 years ago, to give it a try, but yeah, nah. I do wish they had been around back in the day though. I’m sure these were originally conceived by someone like Jules Verne and if it wasn’t for the power of the tobacco industry, we probably would have been using them years ago.
  • Cancer Immunotherapy. This is something I have read a little about on recent times. Who doesn’t know someone close who has had or has passed away from a form of cancer and we all know that often the treatment is almost as bad or worse than the symptoms. The concept of having your body able to combat cancer cells in the same way as we deal with a virus is compelling and hugely attractive.
  • LED Lighting. Energy savings of up to 85%, a longer lifetime and so many creative ways you can use it from the home to the car to wherever you are. This one has already become huge without us even realizing it. Something that many disruptive industries and technologies are doing. Is there one invading your turf that you haven’t acknowledged sufficiently yet?
  • Alternative funders for insurance such as pension funds that are willing to take a lower return. That’s a very interesting topic in my neck of the woods right now, where insurance companies who were happy to take premiums from the citizens of Christchurch seem to be reluctant to give it back after the earthquakes. Here are some stories from New Zealand’s Campbell Live Show on TV. CHCH
  • Natural Gas Engines for the freight industry. Funny reading this because my very first company car ran on CNG. Goldman Sachs predicts that by 2020 20-30% of hauling fleets will be fueled by natural gas.
  • Software Defined Networking. The cloud gets smarter. This blog is in the cloud and I’m writing it online, it is not stored on my hard drive.
  • Big Data. No surprises here. This is what I was saying earlier about the human element. Until we have a true artificial intelligence, we are still going to be asking the questions, so I’m hoping that problem solving people like me will continue to be able to find exciting and fulfilling work to do. This is not intuitive for many people and the more specialized the workforce becomes, especially in large businesses, the less innovative the companies become. Shareholders increase their expectations of Return on Investment from old products and business concepts, then when it all turns to mush, they wonder what happened. I have to say, it’s not big data, it’s the ability to understand what’s contained in big data and how to apply it. Ask the wrong question and the answer could hasten your demise.

So there you have it. Interesting isn’t it that fundamentally there is nothing particularly new here. Yet all over the world companies are clinging to dated concepts and wondering why they are imploding. The crazy thing is that what people want and need isn’t changing significantly. People still read books, they still listen to music, they still want to know what’s in the news, they take more photos in a day on mobiles than in the entire history of Kodak film based cameras, yet the traditional businesses that grew fat on those industries are going broke.

What I also find interesting is often the answers are in the exact places that those companies don’t look. They are with the customers, they are with independent consultants, often with little experience in the specific industries. They are not in the traditional spreadsheets and they are not in the typical boardroom (don’t get me started). Business As Usual is a great model for going broke and yet none of the above industries are significantly novel or bleeding edge. They are natural evolutions of what came before. Yet many leading brands don’t get it, or stubbornly don’t want to get it.

So whether you own a business, or whether you are looking for your next job. You had better think very carefully about your future. The answers are closer than you think, but possibly not where you are looking. Do you know where your knowledge base is? Do you know what your greatest asset is? If you’re thinking it’s in your IP, unless you own your people, you might find that very soon the value of your patents will be minimal and that your creative minds have moved on, in many cases with the suggestions and creative ideas you turned away, because you knew better.

Whoops, I have sort of ended up on my soapbox again haven’t I?

Who Is Buying Your Personal Information and the Internet of Things?


Who owns your personal information? Who gives companies the right to collect data about you, your family, your friends, your activities, where you live, what you eat, drink, your health, how you travel? Somewhere along the line you probably did, because you didn’t read, or understand the fine print when you signed up for an application, an email newsletter, a loyalty card, or you aren’t worried about your privacy.

There has been much talk about the NSA, and big data monitoring systems in most countries around the world designed to protect us all from terrorism. There has been a lot of talk about how privacy is being eroded with social media. Many of us have the philosophy that if we don’t do anything wrong, we have nothing to hide. But who else is collecting, buying and selling personal information about you?

FuturistA recent story in The Futurist called ‘Connecting with our Connected World captured my attention, particularly when it outlined, from a Wall Street Journal article,  apparently fairly common knowledge, that many retail stores track personal shopping habits using loyalty cards and then resell the data to marketers. The Wall Street Journal article ‘confirmed’ that this same data is now being purchased by insurance companies for the purpose of setting premiums and investigating claims.

With the Internet of Things (IoT), we are now being encouraged to buy fridges with built in bar code readers and wireless connectivity, so that we can scan items we use and feed them to our shopping list. Many of us now have grocery applications, such as the Countdown app, which I have blogged about before in my SoLoMo Consulting blog.These apps monitor what you buy, suggest specials, recipes and even navigate you up and down the aisles of your nearest supermarket so you don’t have to backtrack for things you forgot.

As Richard Yonck of Intelligent Future LLC in Seattle points out in The Futurist, “the rate at which a household consumes sugar, salt, tobacco and alcohol would potentially be an open book.” What could your health insurer infer from that?

It names them

It names them

Combine the information from your mobile apps that know your location, where you have given permission (which is probably half of the apps you use today), your climate control, light controls (that suggest you might be home, or not), fitness apps, social media (freely searchable with tools like Facebook Graph like the example which names people who like Edam cheese,) the direction Google and Apple are heading, to be able to predict what services you may want next based on your context, profile, time and location, your life is an open book today.

The problem with all this big data that we are ‘willingly’ sharing, is that we really don’t know what we are agreeing to or what the data is being used for. I don’t believe we have adequate laws nationally or internationally to protect us from abuse of this data by any agency, business, government department, insurance company, utility company, finance company, the list is infinite.

According to a story in The Public Herald it’s pretty much a free for all. For example they say:

  • Experion sells data updated weekly on new parents, new homeowners and other new event life triggers.
  • Have a read of what information Epsilon sells in this PDF. Who reads Science Fiction novels? Ever wondered why your phone keeps ringing with charities asking for donations? They buy lists.
  • Back to the Public Herald which says that Disney sells data including who bought what, the age and gender of the children, age and occupation of the people who purchased from them and more.

These are just scratching the surface. It isn’t necessarily all bad, the problem is that there doesn’t appear to be any authority tracking who shares what information with whom. The issues come down to informed consent. When you sign a form, enter a competition online with an attractive prize and you click, ‘yes, you can share my information with partners who may have items of interest to me’ perhaps because you think you might have a higher chance of winning the prize, you are losing control of your data.

There are laws designed to protect us from spam, but we often sign away rights without understanding the implications. Companies selling our data will argue that they have our approval to use and share our information. The flow of data will become so convoluted that it will become impossible to know who has what. Big Data companies will consolidate this data also with our ‘implied’ approval.

Governments need to be thinking about this now, if it is not already too late. Of course they arguably need the data as well in order to provide quality health, education and other services, including planning future smart cities. They need as much data as possible, although they don’t in many cases need the granular level down to individual people.

So as a footnote, think about all the cool Internet of Things you are buying over the next couple of years, like exercise devices, remote controlled security cameras and home access, climate control, sleep and snoring monitors, lighting, car telematics, electronic ticketing for public transport and much more, weigh up the cool with potential risk and consider that if legitimate organizations can access your data, so potentially can people wanting to commit crimes. It is already known that burglars steal product to order based on what they find on social media apps like Facebook (had a great weekend on the jet ski and now I’m off to Fiji for a couple of weeks and I’m putting the dogs in a kennel).

Can the NSA track you on your prepay mobile?


The recent news about PRISM and NSA surveillance on people based on their Internet usage and mobile usage is fascinating. The concept of being able to monitor people’s activity based on their mobile is nothing new, although of course we all thought that it would only happen under a warrant, or in emergency circumstances such as when someone makes a 911 call or perhaps in a SAR emergency.

USA 162Commercial vehicles are being tracked as a normal process, in some cases to ensure staff are working, but more commonly for more practical purposes, such as driver behaviour and safety, making sure that refrigerated trailers maintain correct temperatures and in countries like New Zealand to allow diesel truck operators to claim Road User Charge rebates when they are not driving on public roads, which can save businesses a truck load of money if you will pardon the pun.

As a fan of TV programs like Person of Interest and 24, which I hear is making a comeback, I often wonder why it seems so hard to track criminals, but if you follow my blogs and tweets you will see that more and more criminals are being caught, especially after stealing iPhones or other devices containing GPS and communications. I love those stories.

So, to the question of this blog. What we know is that government agencies (and businesses with their clients’ approval, such as finance and insurance companies) are tracking people and monitoring their behaviour. By monitoring Big Data about the location of people’s mobiles, algorithms can identify information such as where people live, work and play. They can identify associations with other people through this same data. For example if you monitor a person and establish their home (where their mobile is most nights of the year) and identify other mobile devices that are also at that location during most nights of the year, then you can identify that they also probably reside at that location.

If those people were criminal suspects of any kind, you could thereby potential make some assumptions that those people might also be criminals. This would be very useful, not only with terrorists, which we thought were the prime reason for being able to spy on people, but also gangs, drug dealers and manufacturers and more. I guess part of the issue there is whether this evidence is admissible in a court of law. But again I digress.

If you are able to monitor mobile phone radio connections using GPS or less accurate technologies and identify unknown devices such as prepaid mobiles that frequently appear at the same locations as known devices, that would suggest that you could infer the identity or characteristics of a user. If, for example, a person had a mobile for normal use and an anonymous prepaid mobile for more nefarious purposes and they were carried around together, you could infer that the user was the same person.

This could mean that effectively the use of a prepaid mobile, being used for the purposes of criminal activity, on the basis of its implied anonymity, could be fatally flawed. Not a bad thing in my opinion. The problem is more in the assumption that a governmental agency has the right to spy on its citizens without recourse and without obtaining a warrant from a court first, a bit like apologising after the event.

I am all for keeping law abiding citizens safe, but there should be transparency on how that is done, especially in countries that we consider to be enlightened democracies. Anyway, the answer to the question in my opinion is that using a prepaid mobile will not by default prevent you from being tracked or identified if an agency has the power to track radio devices. the technology is certainly easy to access.

Census 2013 So What Did You Think?


CensusOur household did it online and I have to say it was a smooth and easy process. The questions we didn’t have to answer were grayed out and we were all done and dusted in no time. Hopefully this means that finally we can hold referendums and vote online in future.

However, to me it was a major missed opportunity to learn more about who Kiwis are, what they do and where. This seemed to be to be simply a modern version of the feudal system where nobility tried to establish how much tax they could claim from their citizens. I love the Census system, always used to use copies of the books the Statistics Department used to put out and have been a keen user of the tables and tool builders on the website over more recent years. This Big Data has a huge impact on where to do business, where to build shops and factories, schools etc and the potential to not require costly double ups of data collection as will remain necessary for many Government organisations.

Here are a few thoughts from me of things that I would have liked to know and would have been easy to include and a few comments on what was included:

Ethnicity. For a country that is so multi-ethnic there were only 8 ethnicities offered and one of them was New Zealand European. That effectively makes it a political question and one that does not allow qualitative or quantitative research. As anyone who has studied statistics knows, most European Caucasians will  select the first option, leaving us with skewed data. How about culture. I know people who will register as Chinese because they look like their ancestors, but were born and raised in New Zealand and in most things they do other than appearance are indistinguishable from any other NZ born person. On the other hand there are people who totally live the culture of their family and do not integrate much with our everyday society.

The question on what languages you can have a conversation in, was easy for people who really don’t speak English, to say they do. This to me is important because we know there are now large numbers of people who will struggle to answer a question like “where is the nearest dairy?” in English.

What is your religion? This to me is very old school. You either belong to a sect or you have no religion. What if you are agnostic, spiritual but don’t belong to a particular church? This would effectively assume that if you have no religion, you do not believe in a higher spirit, God if you will.

I would have liked to know what people’s jobs are. As a futurist, I’m aware that many of today’s roles or job titles didn’t exist 20 years ago and it would be very interesting to be able to identify shifts in trends in employment. Yes, this information is available to IRD, but I want to know these answers and you could argue the same about the table which asks about personal annual income.

The employment questions also didn’t support all options. For example, I am a founder in a couple of start-ups. I am not an employee and I do not draw any money from the companies. I work very long hours in them. But I couldn’t answer the how many hours do you work in your job, because I’m not employed by the companies. These are not family businesses or family farms, although we do have a project creating virtual pets. Because I don’t have a ‘job’ all the options below these questions were grayed out. I was left with the questions of did I apply for a job and if so, how. BTW I also do not get any sort of benefit from the Government.

The only questions on health focused on disabilities that stop you from earning money or require a benefit. Wouldn’t it have been interesting to get more information on conditions such as asthma, diabetes, ADHD, Autism, Cancer etc. where people continue to work or study. Not so much from a single point in time but from a trend perspective. Tie this into geospatial mesh blocks and area units and some very interesting information might have emerged. What about depression and mental health? If we were able to see statistics based on location, what discoveries might that lead to? Perhaps ones that Government doesn’t want to reveal?

They asked how many cars were available to the household, not how old they were, how often they were used, how big the engines were, whether they were NZ new? Yes, again I know this information is collected by other Government agencies, but it is not made available to the public and business in the same way.

Question 32 would have appealed to teachers. In the last 7 days did you work for pay, profit or income for an hour or more. Novopay anyone? How many people worked but haven’t been paid? Many have waited much more than a week, I’ve heard of people who still have pay overdue for months! (No I am not a teacher).

What else would I like to know?

  • Do you have a land-line (that has dial tone)? Because in the event of power outages like earthquakes, they often still work.
  • Do you have a broadband connection? VOIP?
  • How many computers do you have at home that can access the internet?
  • How many mobiles do you have in the household that are connected? How many of those are Smartphones?
  • How many hours a week do you spend: Playing Sport or other outdoor activities? In club or organised activities? Watching TV? Playing computer games? On social media?
  • Do you BYOD to work and use it for work purposes?
  • How often do you buy fast food or eat out?
  • What about savings? What do people do with their money? Are they part of a super scheme like Kiwi Saver? Do they buy stocks (Mighty River Power would like to know)? What was the last big purchase in the last 12 months?
  • How about leisure, do they go away for a holiday? In NZ or overseas? Can they afford one at all? How long for?

There are many more questions that could have been asked like, how easy was it to complete this online? Would you be happy to vote in the next elections online?

So in summing up, its great to finally have a Census again and I’m looking forward to finding out what has changed in New Zealand, particularly as a result of the Canterbury earthquakes, but also information like how many NZ born people have left the country permanently, what is the make up of this country today compared to the last Census.

Congratulations on what appeared to be a smooth online operation, but what a missed opportunity to get some more learning. I think there has been so much focus on finally getting the job done, that there was insufficient focus on getting some highly important and valuable new data. The world has changed so much in 5 years. It appears like Novopay, that not much else has when it comes to taking advantage of 21st Century technology.

What do you think?